Posts Tagged ‘faq’

July 14th, 2010

Loan Modification/ Short Sale info for Top Lenders

Here’s a list of Top Lender’s websites where their Loan Modification and/or short sale information and forms can be filled in or downloaded. If you don’t see your lender here email or call me and I’ll be glad to help you find what you need. Please also keep in mind that some lenders don’t have company specific forms and generic forms can be used. Contact me and I cold also supply those if you need…

Wells Fargo- Payment Help, Phone   (800) 678-7986

Wachovia- Loan Assistance, Phone (866) 975-1814 or (866) 642-9405

Bank of America/Countrywide – Home owner Assistance, Phone (866) 880-1232

Chase/WAMU-  Mortgage Help, Phone (866) 550-7505

Citi Mortgage- Home Help, Phone (866) 520-5499

Suntrust Mortgage- Home owner Help, (800) 443-1032  Read more...

dustin Posted in Seller Resources, Short Sales Tags: , , , , , , , , , , , , , , , , , , , , , , , , , , , No Comments »
March 17th, 2010

FHA Loan Guidelines

If you have talked to anyone about getting a mortgage recently you’ve probably heard about FHA loans or “Government Backed” or “Government insured loans”. A common misconception is that these loans are only for very low income people who can’t get a traditional loan from a bank, or first time home buyers, but this is not the case….

Uncle Sam wants You… to qualify!

There are very broad criteria for FHA insured loans that just about many people can qualify for. This doesn’t mean everyone does though. For example, FHA loans have more liberal credit guidelines, unlike many other loan products, but there are still criteria that need to be met.
The Background of FHA Loans…  Read more...

dustin Posted in 1st Time Buyers, Buyer Resources, Common Real Estate FAQs, FHA Loans Tags: , , , , , , , , , , , , , , , , , , , , , , , , No Comments »
March 17th, 2010

Privacy Policy

Our Commitment To Privacy

  • Your privacy is important to us. To better protect your privacy we provide this notice explaining our online information practices and the choices you can make about the way your information is collected and used. To make this notice easy to find, we make it available on our homepage and at every point where personally identifiable information may be requested.

The Information We May Collect:

This notice applies to all information collected or submitted on this website. On some pages, you can order products, make requests, and register to receive materials. The types of personal information collected at these pages are:

Name
Address
Email address
Phone number

The Way We Use Information:  Read more...

dustin Posted in Short Sales Tags: Comments Off
March 12th, 2010

Buying Short sales vs. Bank Owned Properties (REOs)

With the majority of sales being Short Sales and Foreclosures in our current market I thought I’d explain a little about each one and some of the pros and cons.

There are upsides and downsides to each, for example:

Buying a Foreclosed home- (Bank owned, REO, etc)

When you are buying a foreclosure there are usually bank required addenda/contracts that will be utilized when buying which sometimes scare would be home buyers. They are not to be feared if you understand what is required of you, and the terms they contain, but if you are fearful it’s always good to have your attorney review them BEFORE you sign.  Read more...

dustin Posted in 1st Time Buyers, Buyer Resources, Common Real Estate FAQs, Foreclosures, Investor Resources, Short Sales Tags: , , , , , , , , , , , , , , , , , , 1 Comment »
March 12th, 2010

Are Foreclosures Really Good Investments?

The answer is…it depends…

First, you need to identify what makes a deal good to you? Good price? Good Condition? Good Terms? Some combination of the three? Knowing what makes sense for your goals and finances is the key knowing if the property you’re looking at is a deal.

First things First…..

When thinking about buying a foreclosure, or any home for that matter, make sure you know what your goals are for the property BEFORE you make the offer!!!

Just remember, “if you fail to plan you plan to fail”, at least most of the time anyway. When it comes to my clients, I let them know upfront that if they like a property that needs $30K in rehab costs, and a lot of out of pocket expenses, but they don’t have much money to put into the deal readily available, that they need to be careful.  Read more...

dustin Posted in 1st Time Buyers, Buyer Resources, Common Real Estate FAQs, Foreclosures, Investor Resources Tags: , , , , , , , , , , , , , , , , , No Comments »
March 12th, 2010

Why all the Foreclosures- What’s the Deal?

No one with a pulse could miss the all news about the “Foreclosure Crisis” we are facing as a nation, and particularly here in S. Florida.  I’m sure the gurus of late night tv who teach you “how to make millions in foreclosures”, or whatever the spin, will be really raking in the cash thanks to all the publicity.

One question I seem to get every now and then is the reason behind so many people are facing foreclosure right now. Who’s to blame? Is it the government? The banks? Those mean ‘ol real estate investors?I thought I’d take a minute to quickly address what I’m seeing in my daily life as a Realtor here in Broward County FL.

—  Read more...

dustin Posted in Common Real Estate FAQs, Foreclosures, Seller Resources, Short Sales Tags: , , , , , , , , , , , , , , No Comments »
March 5th, 2010

Email Property Lists

Are you looking for a home in the Broward county or S Palm Beach area?  If you are looking for Short Sales, Foreclosures, Corporate owned properties, HUD Homes,etc. then fill out this form and I’ll be glad to email you listings that fit what you’re looking for.

You can find great deals if you are first to know what comes on the market in your area and with my email system you will be notified as soon as these homes are listed! You can’t get any faster than that!

Fill out the form below!

–

Your Name (required)

Your Email (required)

Subject

I am looking to buy a Home

I'm looking in the following cities:

Additional Details

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dustin Posted in Short Sales Tags: , , , , , , , , , , , , , , , , No Comments »
March 5th, 2010

Short Sales

The Short on Short Sales:

-Click HERE to See More on Short sales-

There is a popular phrase in the media and in Real Estate circles that is getting a lot of attention these days, “Short Sales”. The term in the Real Estate world basically means selling a home for less than what is owed to the bank or lender.

For example: If Joe owns a home that he bought for $300,000 last June and now with market conditions is only worth $280,000, and needs to sell, he will have to get the lender’s approval to sell for that amount minus any Realtor commissions, closing costs etc. The sale will be “subject to” lender approval, which means the lender has the final say on the deal and even the Realtor commissions!  Read more...

dustin Posted in Short Sales Tags: , , , , , , , , , , , 1 Comment »
March 5th, 2010

Save my Home!

Contact me to request information on your current situation. If you’re not able to make your monthly mortgage payments or are seriously struggling to do so YOU HAVE OPTIONS!

Everyone’s situation is different and waiting until things get worse only means you’ll have less options than you would if you take action now. Get educated and understand what you need to do to either keep your home, or get out of it without seriously regretting the consequences you could face.

You owe it to yourself and your family to take a few minutes and find out what you can do. I’ll be glad to give you sound advice and do my best to lead you in the right direction in this difficult time.  Read more...

dustin Posted in Short Sales Tags: , , , , , , , , , , No Comments »
March 5th, 2010

FREE Home Evaluation

I’ll take a look into what your home is worth in today’s market.  This is NOT some automated system that spits out a value based just on the location and sqftage! I’ll take time looking through your area, comparing similar homes that are on the market TODAY, and homes that sold recently to give you the best estimate of value you could ask for.

Fill in the form below in order for me to find out about your home. Please don’t worry I won’t harass you to sell your home or anything like that. This is just a FREE service I offer to people in the area so they can see where they stand with their home’s value.  Read more...

dustin Posted in Short Sales Tags: , , , , , , , , , , No Comments »
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