FL First time home buyer resources

Find out what you need to know about various FL First Time Home Buyer programs and information you’ll need to take advantage of YOUR tax dollars!!

Like many first time home buyers in FL people are asking how they can get their hands on grant money or other types of government subsidies to help them buy a home. As a Realtor, my clients also ask me about these programs from time to time when they can qualify. I thought I’d answer some general questions about these programs and also point you to a few resources that might help you dig deeper.

FHA Loan Guidelines

If you have talked to anyone about getting a mortgage recently you’ve probably heard about FHA loans or “Government Backed” or “Government insured loans”. A common misconception is that these loans are only for very low income people who can’t get a traditional loan from a bank, or first time home buyers, but this is not the case….

Uncle Sam wants You… to qualify!

There are very broad criteria for FHA insured loans that just about many people can qualify for. This doesn’t mean everyone does though. For example, FHA loans have more liberal credit guidelines, unlike many other loan products, but there are still criteria that need to be met.
The Background of FHA Loans…

Buying Short sales vs. Bank Owned Properties (REOs)


With the majority of sales being Short Sales and Foreclosures in our current market I thought I’d explain a little about each one and some of the pros and cons.

There are upsides and downsides to each, for example:

Buying a Foreclosed home- (Bank owned, REO, etc)

When you are buying a foreclosure there are usually bank required addenda/contracts that will be utilized when buying which sometimes scare would be home buyers. They are not to be feared if you understand what is required of you, and the terms they contain, but if you are fearful it’s always good to have your attorney review them BEFORE you sign.

Are Foreclosures Really Good Investments?

The answer is…it depends…

First, you need to identify what makes a deal good to you? Good price? Good Condition? Good Terms? Some combination of the three? Knowing what makes sense for your goals and finances is the key knowing if the property you’re looking at is a deal.

First things First…..

When thinking about buying a foreclosure, or any home for that matter, make sure you know what your goals are for the property BEFORE you make the offer!!!

Just remember, “if you fail to plan you plan to fail”, at least most of the time anyway. When it comes to my clients, I let them know upfront that if they like a property that needs $30K in rehab costs, and a lot of out of pocket expenses, but they don’t have much money to put into the deal readily available, that they need to be careful.

Email Property Lists

Are you looking for a home in the Broward county or S Palm Beach area?  If you are looking for Short Sales, Foreclosures, Corporate owned properties, HUD Homes,etc. then fill out this form and I’ll be glad to email you listings that fit what you’re looking for.

You can find great deals if you are first to know what comes on the market in your area and with my email system you will be notified as soon as these homes are listed! You can’t get any faster than that!

Fill out the form below!

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I am looking to buy a Home

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Buyers

I’ll help you do your Homework before purchasing a property. Get the assistance you need BEFORE you make your next home purchase.

Our Buyer Consultation Services include:

-Determining the best type of property to suit your needs

“We’ll help you find a home that fits your lifestyle!”


-Assisting you in determining the best financing options

“Keeping money where it belongs…in your pocket!”


- Locating target properties in the areas you desire

“Save gas and time driving around…we’ll do the work for you!”


-Negotiating and structuring your offer to get you the most for your money

“The most profitable way to save $$ Buying a home!!”



-Coordinating the inspection, appraisal, and closing process resulting in a smooth transition from contract to closing

7 Tips to Negotiate like a Pro when buying a home

7 Tips to Buy and Negotiate like a PRO…be a Seller’s Worst Nightmare!!


If you plan on purchasing a 1st home, or any home for that matter, there are things you NEED to know…

I’m sure you’ve heard the phrase “Knowledge is power” before, and there is some truth to it, but Knowledge applied is the only way you really benefit.

I want to share some helpful tips and techniques I use for my Buyers in everyday transactions and negotiations to help you get the most for your money and cover your “assets” in the process.


Imagine for a moment… you are about to buy your 1st home. You have taken the time to learn more about your financial situation and comfort level in your housing budget…

…you know your “goals” for purchasing a home and a great understanding of what kind of home you need and what you will pay for it…

. Coral Shores Realty's Dustin Miller 6876 West Sample Road, Coral Springs, FL 33067-4283 (954) 907-4773 Realtors Coral Springs Locations Real Estate Directory